When seeking wellness support from any type of medical professional, it’s always important to be informed about cost. One of the ways that people are increasingly choosing to invest in their short-term and long-term wellness is through pursuing chiropractic care from a trained, experienced professional. You may be wondering about the cost of chiropractic care if you’re about to book an appointment with a chiropractor for the first time. The first thing to know is that there is no “set” price for services across the board. Cost can vary based on factors like location, a chiropractor’s specialty, the severity of an injury and the specific treatment path being pursued. However, you can still get a general idea of the cost of chiropractic care. Here’s a look at all the questions you probably have about how much it costs to see a chiropractor.
What You’re Paying for When You Seek Chiropractic Care
It’s important to break down the value of chiropractic care before crunching the numbers. Like all medical professionals, chiropractors complete extensive training and education before they begin practicing in clinics and hospitals. This is one of the factors separating chiropractors from other holistic, non-medical healing practitioners. In addition to obtaining a four-year undergraduate degree, a chiropractor typically completes four to five years of highly specialize training in the chiropractic field. Courses covering human anatomy, health science, musculoskeletal biology and chiropractic methods are usually covered during this span. Additionally, chiropractors put in thousands of hours of hands-on work before they are able to work as accredited professionals. Most chiropractors also partake in continual learning and training in order to provide their clients with cutting-edge, up-to-date techniques.
Breaking Down the Numbers for Chiropractic Visits
Each visit with a chiropractor can cost between $30 and $200 for the average person. Generally, intensive treatments are more expensive than something like an adjustment. In fact, adjustments are offered for between $50 and $75 each by most chiropractic offices. However, the price may go up if it is determined that a patient would benefit more by combining an adjustment with another treatment. Here’s a look at some specialized diagnostic tools and treatment paths that may add to the cost:
- MRI scanning.
- Ultrasound therapies.
- Pools, baths, wraps and other hydrotherapy systems.
- Specialized adjustment instruments.
- Laser treatments.
- Electrical nerve stimulation.
It’s important to keep the lines of communication open with your chiropractor regarding the value of introducing any “extra” treatments or diagnostic tools into your care plan. Keep in mind that not everyone who seeks chiropractic care will necessarily pay the amount that is charged out of pocket. This is where knowing what your insurance does or doesn’t cover becomes important.
How Much Chiropractic Care Does Insurance Cover?
If you have insurance coverage, you may have a good portion of your chiropractor visits covered under your plan. There are two very important tasks to remember to take care of as a future chiropractic patient. The first is to confirm with your chiropractor’s office that your particular insurance is accepted. The second is to make sure you bring your insurance card along with you to your appointment if it is accepted.
How can you find out if your insurance covers chiropractic treatments? A bit of investigation may be in order. Even insurance that covers chiropractic visits may not cover the full total. Place a call before you show up for an appointment to be sure of how far your coverage goes. Here’s a rundown of the big questions to clarify with your insurance company if you’ll be booking an appointment:
- Are you limited to how many visits will be covered by your policy?
- Are visits covered partially or in full?
- Does your deductible apply for out-of-pocket payments?
- Will special supportive tools or supplements recommended by your chiropractor be covered?
- What are the specific diagnostic, imaging and treatment parameters of your coverage?
- Can you visit any chiropractor?
- Will a co-payment apply?
The good news is that chiropractic care is generally covered by more insurance plans than people realize. In fact, Medicare, Medicaid, and federal plans for military members all offer chiropractic coverage to some degree. Even some workers’ compensation agreements cover chiropractic visits. Of course, insurance isn’t the only path to chiropractic care. There are options for making your chiropractic visits affordable if you don’t have coverage.
Can You See a Chiropractor Without Insurance?
Chiropractors will see patients without insurance with the expectation that they will be paying out of pocket. Many chiropractic offices offer payment plans. However, you’ll generally be required to pay some of your bill on the day of service. Cash, check and credit cards are generally accepted by most chiropractic clinics.
Making Chiropractic Care a Part of Your Wellness Budget
Generally, a chiropractic appointment for an adjustment is more affordable than what you’ll pay for appointments with other types of specialists. This helps to make chiropractic care an attractive option for anyone seeking holistic, comprehensive treatments that address underlying conditions. Some patients may find that they are able to see remarkable improvements in pain, restricted mobility, inflammation or other symptoms tied to blockages in their nervous systems that caused them to seek chiropractic care. However, long-term improvement generally requires a series of visits spread out over several weeks. This makes it important to budget for recurring appointments if you choose the chiropractic route.
Finding an Affordable Chiropractor
It can be wise to do a bit of research to find the most affordable chiropractic option if you’ll be paying some or all of your treatment costs out of pocket. Generally, seeking an office that is located outside of an “expensive” zip code can help you to save money. Some patients find that making a slightly longer drive to appointments is worth the cost savings.
Final Thoughts on the Cost of Chiropractic Care
While there are many ways to make chiropractic care affordable, it’s important to know that there is no such thing as a “discount” chiropractor. Patients should be wary of any chiropractor who promises to charge significantly less than the average cost for chiropractic care. A person who significantly marks down their fees may not have the licensing or credentials required to operate a legitimate chiropractic practice. In addition, it’s possible that a care provider is simply interested in rushing through care instead of providing expert, highly personalized chiropractic adjustments.
The best method for getting to the bottom of the cost of chiropractic care is to open up a conversation with a respected, trained chiropractor in your area. Generally, a chiropractic office will be able to lay out the costs for individual treatments before you book a visit. You may even find that your visit if partially or fully covered if you carry insurance coverage. The bottom line is that you can’t know how much you’ll pay unless you begin asking questions. Discover just how affordable choosing chiropractic care to address pain, mobility issues, inflammation or a specific injury can be when you book an appointment!